Business insurance Solutions

We understand that every business is unique and that risks differ. Whether you operate a hair salon or a large accounting firm, We have 100 years of experience and in-depth expertise to insure your business properly.

Business insurance can seem like a complicated maze, which is why we’ve created a simplified interactive visual of typical business risks.

The benefits of insuring

with us

Paforons is the insurer of choice for millions of South Africans countrywide. We help keep you safe by delivering insurance good and proper.

What we cover

Selecting the right insurance for your business is often seen as a difficult, time-consuming task. But while no two businesses are ever exactly the same, there are certain risks that most businesses share in common. To help make selecting the right insurance for you simpler and easier, we’ve created an interactive tool to help highlight the different types of risk your business could potentially face, and the solutions we offer.

Small business insurance solutions

We understand that risks differ and that every start-up business is unique. Whether you’re running an animation business or an accounting company, Santam has nearly 100 years of experience and in-depth expertise to insure South African businesses properly. Through a focused small business insurance offering, we will help to ensure that your start-up is properly covered in an emergency such as a fire or theft.

Types of tailored cover include;
- Administrative Business premium
- Retail Business premium
- Manufacturing Business premium

What do we cover?

We know there are certain risks that most businesses have in common and we will help you ensure that you have the right cover for your start-up. 

For as little as R162 per month, your business will be covered for product liability and client legal liability up to R3 000 000. Our insurance packages also protects the contents at your business premises against:

  • Fire, lightning, explosion
  • Storm, wind, water, hail, snow
  • Earthquake
  • Impact
  • Burglary
  • Malicious damage
  • Damage whilst in transit and;
  • Accidental loss of keys 
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